Segment profit or loss - Financial Services
| For the nine months
ended 30 September |
Increase/(decrease) | |||
|---|---|---|---|---|
| (€m) | 2015 | 2014 | Amount | % |
| Revenue from sales and services | 3,532 | 3,616 | (84) | -2.3% |
| Other income from financial activities | 441 | 339 | 102 | 30.1% |
| Other operating income | 1 | 5 | (4) | -80.0% |
| Total external revenue | 3,974 | 3,960 | 14 | 0.4% |
| Intersegment revenue | 380 | 311 | 69 | 22.2% |
| Total revenue | 4,354 | 4,271 | 83 | 1.9% |
| Cost of goods and services | 141 | 181 | (40) | -22.1% |
| Other expenses from financial activities | 9 | 11 | (2) | -18.2% |
| Personnel expenses | 94 | 87 | 7 | 8.0% |
| Depreciation, amortisation and impairments | 1 | 2 | (1) | -50.0% |
| Other operating costs | 86 | 55 | 31 | 56.4% |
| Intersegment costs | 3,336 | 3,458 | (122) | -3.5% |
| Total costs | 3,667 | 3,794 | (127) | -3.3% |
| Operating profit/(loss) (EBIT) | 687 | 477 | 210 | 44.0% |