CONSOLIDATED STATEMENT OF PROFIT OR LOSS
| for the year ended 31 December (€000) | 2014 | of which related party transactions | 2013 | of which related party transactions |
|---|---|---|---|---|
| Revenue from sales and services | 9,150,384 | 2,406,549 | 9,622,246 | 2,572,941 |
| Insurance premium revenue | 15,471,991 | - | 13,200,046 | - |
| Other income from financial and insurance activities | 3,772,221 | - | 3,281,152 | - |
| Other operating income | 117,698 | 6,899 | 164,757 | 6,722 |
| Total revenue | 28,512,294 | 26,268,201 | ||
| Cost of goods and services | 2,648,248 | 169,135 | 2,734,491 | 158,686 |
| Net change in technical provisions for insurance business and other claims expenses | 17,882,988 | - | 15,265,561 | - |
| Other expenses from financial and insurance activities | 76,074 | - | 73,811 | - |
| Personnel expenses | 6,229,397 | 40,097 | 6,007,993 | 39,608 |
| of which non-recurring costs/(income) | - | (20,283) | ||
| Depreciation, amortisation and impairments | 670,77 | - | 588,644 | - |
| Capitalised costs and expenses | -29,802 | - | (57,210) | - |
| Other operating costs | 343,611 | 96,537 | 254,416 | (7,282) |
| Operating profit/(loss) | 691,008 | 1,400,495 | ||
| Finance costs | 191,218 | 4,689 | 98,113 | 8,847 |
| of which non-recurring costs | 75 | - | - | - |
| Finance income | 197,909 | 153,177 | 226,042 | 41,876 |
| of which non-recurring income | 10,776 | 59,576 | ||
| Profit/(Loss) on investments accounted for using the equity method | (975) | 157 | ||
| Profit/(Loss) before tax | 696,724 | 1,528,581 | ||
| Income tax expense | 484,749 | - | 746,476 | - |
| Income tax for previous years following change in legislation | - | (222,772) | - | |
| PROFIT FOR THE YEAR | 211,975 | 1,004,877 | ||
| attributable to owners of the Parent | 211,975 | 1,004,877 | ||
| attributable to non-controlling interests | - | - | ||
| Earnings per share | 0.162 | 0.769 | ||
| Di luted earnings per share | 0.162 | 0.769 |